Send money from the UK to Nigeria & Ghana in minutes
TwintaPay makes it simple to support family and friends in Nigeria and Ghana — with great rates, low fees and money that arrives instant.
Get a quote
Live rateIndicative quote. Final rate is confirmed before you pay.
Reference rate only.
See where we sendCorridors
Online & Cashless
Company incorporated
FCA FRN
Nigeria and Ghana
Choose a country to view available payout options, live rates and fees before you send.
Send money online in three simple steps
Create your account
Sign up in minutes and verify your identity once. Your details stay encrypted and secure.
Choose amount & country
Enter how much to send, pick Nigeria or Ghana, and see exactly what your recipient gets.
Pay & they receive
Pay by card or bank transfer. The money lands in a bank account or mobile wallet — fast.
Money transfer the way it should be
Great Exchange Rates
Clear exchange rates shown before you confirm, so you know what your receiver is expected to get.
Low, Upfront Fees
Transparent fees shown upfront before you complete your transfer. No hidden charges from TwintaPay.
Fast Processing
Most transfers to Nigeria and Ghana arrive within minutes, straight to a bank or mobile wallet. Transfers are processed through approved payout partners, subject to verification, compliance checks and receiving bank or wallet availability.
Secure Verification
Customer verification, transaction monitoring and security controls help protect your money and personal information.
Customer support
Our team is available to help with transfer questions, verification, complaints and support enquiries.
Twin continents
Built to connect the UK with Nigeria and Ghana — one payment connection between the places you call home.
However your loved ones want to receive
Send straight to a bank account, top up a mobile-money wallet, or arrange cash for pickup. You choose what works best for them.
See payout optionsBank deposit
Direct to any major bank.
Mobile money
Instant wallet top-ups.
Cash pickup
Collect at partner agents.
Trusted across the UK & Africa
“Money reached my mum in Lagos before I even finished my coffee. The rate was better than my bank, too.”
“I send to Accra every month. TwintaPay is fast, the fee is tiny, and support actually replies.”
“Simple, clear fees, no surprises. Exactly what you want when you are sending money home.”
Take TwintaPay everywhere
Send money, track transfers and check live rates from your pocket. Download the TwintaPay app for the fastest way to send to Nigeria and Ghana.
- Send in under a minute
- Track every transfer live
- Rate alerts & notifications
- Bank-grade security
You send
They receive
Ready to send money home?
Join us sending money to Nigeria and Ghana with TwintaPay. Great rates, low fees, money in minutes.
Send money now